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Published by at January 2nd, 2023 , Revised On August 15, 2025

Looking for an interesting banking and finance research idea for your dissertation? Your search for the best finance and banking dissertation topics ends right here because, at ResearchProspect, we help students choose the most authentic and relevant topic for their dissertation projects.

Unique Banking And Finance Dissertation Topics With Research Aims

Topic 1: The Impact of Digital Wallets on Cash Usage in Urban and Rural Economies

Research Aim: This study explores how people’s use of physical cash is changing due to the growing popularity of digital wallets like Google Pay and Apple Pay. It aims to find out whether urban and rural users are adopting them equally and how this shift is shaping everyday spending habits.

Research Aim: This research looks at how the words and messages from central banks (like interest rate announcements or economic outlooks) affect what investors and businesses expect about the economy. It tries to figure out if clear communication helps keep markets calm and well-informed, or if it causes confusion and volatility.

Research Aim: This study investigates how companies that don’t normally offer financial services, like ride-hailing apps or e-commerce sites, are now adding payment or credit features. It aims to understand whether this trend, called embedded finance, is helping businesses run more smoothly and improving customer satisfaction without needing a traditional bank.

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List Of Free Banking And Finance Dissertation Topics

  1. The Impact of Financial Literacy on Personal Investment Decisions in Emerging Economies
  2. Quantitative Research on the Relationship Between Interest Rates and Stock Market Volatility
  3. Analysis of Islamic Banking Growth and Its Influence on Traditional Banking Systems
  4. The Role of FinTech Innovations in Enhancing Customer Experience in Retail Banking
  5. The Effectiveness of Central Bank Policies in Controlling Inflation in Developing Countries
  6. Systematic Review of Cryptocurrency Regulation and Financial Stability
  7. Impact of Non-Performing Loans on the Profitability of Commercial Banks
  8. Research Study on the Correlation Between Exchange Rate Movements and Foreign Direct Investment
  9. The Influence of Digital Payment Systems on Consumer Banking Habits
  10. Comparative Study of Microfinance Models and Poverty Reduction Outcomes
  11. The Role of Corporate Governance in Minimising Financial Fraud in Banks
  12. Analysis of Risk Management Strategies in Investment Banking
  13. The Impact of ESG Disclosures on the Financial Performance of Banks
  14. Research Study on Blockchain Technology and Its Effects on Financial Transparency
  15. The Role of Monetary Policy in Promoting Financial Inclusion
  16. The Influence of Interest-Free Banking on SME Financing in Muslim-Majority Countries
  17. Analysis of Derivative Markets and Their Impact on Financial Crises
  18. Quantitative Research on the Determinants of Credit Risk in Commercial Lending
  19. The Impact of Climate Change on Banking Risk Management Strategies
  20. Research Study on Behavioural Biases and Investment Decision-Making Among Retail Investors
  21. Evaluation of Machine Learning Applications in Credit Scoring
  22. The Role of Basel III Regulations in Enhancing Bank Capital Adequacy
  23. Analysis of E-Banking Adoption and Customer Satisfaction in Rural Regions
  24. The Impact of FinTech on Traditional Bank Profitability
  25. Research Study on Peer-to-Peer Lending and Its Impact on Credit Accessibility
  26. Systematic Review of Financial Contagion During Global Economic Shocks
  27. The Role of Artificial Intelligence in Fraud Detection in the Banking Sector
  28. Comparative Analysis of Public and Private Sector Bank Performance
  29. The Influence of Investor Sentiment on Stock Market Returns
  30. A Qualitative Research on Financial Challenges Faced by Startups in Accessing Capital
  31. The Impact of Exchange-Traded Funds on Market Liquidity
  32. Research Study on the Relationship Between Sovereign Credit Ratings and Capital Flows
  33. The Role of Central Bank Digital Currencies in Modernising Payment Systems
  34. Analysis of Venture Capital Investment Patterns in Tech Startups
  35. Quantitative Research on the Relationship Between Inflation and Real Estate Investment
  36. The Influence of Financial Education in Reducing Over-Indebtedness Among Youth
  37. The Impact of Mergers and Acquisitions on Shareholder Value in Banking
  38. Research Study on the Financial Inclusion of Women in Rural Economies
  39. The Role of Regulatory Technology in Enhancing Compliance in Financial Institutions
  40. Analysis of Investor Behaviour in Cryptocurrency Markets
  41. Impact of Mobile Banking on Financial Accessibility for the Unbanked
  42. A Qualitative Research on Bank Employees’ Perceptions of Cybersecurity Practices
  43. Research Study on the Impact of Brexit on the UK Banking Sector
  44. The Role of Digital Identity in Expanding Access to Financial Services
  45. The Influence of Political Instability on Foreign Investment in Developing Nations
  46. Analysis of Interest Rate Swaps as a Hedging Instrument
  47. The Impact of Online Banking Fraud on Consumer Trust
  48. Research Study on Sustainable Banking Practices and Customer Loyalty
  49. The Role of Shadow Banking in Global Financial Systems
  50. Comparative Study of Credit Risk Models in the Post-COVID Economy
  51. Systematic Review of Sovereign Wealth Funds and Long-Term Economic Growth
  52. The Influence of Social Media on Investor Perceptions and Stock Prices
  53. Research Study on the Financial Impact of Cyber Attacks on Banking Institutions
  54. Analysis of Basel IV and Its Implications for Credit Risk Assessment
  55. The Role of Big Data in Enhancing Financial Decision-Making
  56. Quantitative Study on the Relationship Between Inflation Targeting and Currency Stability
  57. The Effect of Loan-to-Value Ratios on Housing Market Stability
  58. Research Study on ESG Investing and Its Influence on Portfolio Returns
  59. Analysis of the Financial Impact of Interest Rate Caps in Emerging Markets
  60. The Role of Neobanks in Reshaping the Financial Services Landscape
  61. A Qualitative Research on the Ethics of High-Frequency Trading
  62. The Impact of Economic Sanctions on International Banking Relationships
  63. Comparative Study of Retail and Investment Banking Risk Profiles
  64. Systematic Review of Financial Inclusion Strategies in Sub-Saharan Africa
  65. Research Study on the Effects of Currency Depreciation on Import-Dependent Economies
  66. The Role of Financial Technologies in Combating Money Laundering
  67. Analysis of Pension Fund Management and Economic Sustainability
  68. The Influence of Central Bank Independence on Inflation Control
  69. Quantitative Research on the Impact of Public Debt on National Credit Ratings
  70. The Role of Financial Auditing in Ensuring Transparency in Development Banks
  71. A Qualitative Study on Credit Union Member Satisfaction
  72. Research Study on the Relationship Between Household Debt and Economic Resilience
  73. The Impact of Foreign Bank Entry on Domestic Banking Markets
  74. Analysis of the Effectiveness of Green Bonds in Financing Sustainable Projects
  75. The Role of Asset Securitisation in Financial Market Development
  76. Research Study on Centralised vs Decentralised Finance Structures
  77. The Influence of Interest Rate Differentials on International Capital Flows
  78. Quantitative Analysis of the Link Between Money Supply and Stock Market Returns
  79. Systematic Review of Financial Stability Indicators in Crisis Prediction
  80. A Qualitative Research on Investor Reactions to Bank Failures
  81. The Role of National Credit Bureaus in Enhancing Lending Decisions
  82. Comparative Study of Consumer Lending Regulations in Developed and Developing Countries
  83. Research Study on the Relationship Between Banking Sector Reforms and Economic Growth
  84. The Impact of AI-Driven Personal Finance Apps on Budgeting Behaviour
  85. The Role of Mobile Microfinance in Empowering Women Entrepreneurs
  86. Analysis of Sovereign Debt Crises and International Bailout Mechanisms
  87. The Effectiveness of Financial Consumer Protection Policies in Reducing Exploitation
  88. Quantitative Study on the Correlation Between GDP Growth and Stock Market Indices
  89. The Role of Green Banking in Environmental Sustainability Goals
  90. A Qualitative Research on Ethical Banking Principles in Practice
  91. Research Study on the Effects of Exchange Rate Regimes on Trade Balances
  92. Analysis of the Financial Integration of ASEAN Economies
  93. The Impact of Fiscal Policy on Financial Sector Development
  94. Systematic Review of the Effects of Quantitative Easing on Global Capital Markets

Frequently Asked Questions

  1. Follow industry news and trends.
  2. Study regulatory changes.
  3. Explore emerging technologies.
  4. Analyse financial markets.
  5. Investigate risk management.
  6. Consider ethical and global aspects.

Digital banking, financial inclusion, FinTech innovation, risk management, sustainable finance, cryptocurrency, monetary policy, credit risk, behavioural finance, and the impact of regulation on banking efficiency and financial market stability.

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    About Owen Ingram

    Avatar for Owen IngramIngram is a dissertation specialist. He has a master's degree in data sciences. His research work aims to compare the various types of research methods used among academicians and researchers.